Khaacho is a comparison service, not an insurer or broker. Final premium is determined by the insurer.

Legal

Terms of Service

These terms govern access to Khaacho. They should be reviewed by Nepal-qualified counsel before commercial launch.

Last updated: 3 August 2026

The service

Khaacho provides general information and comparison tools. It is not an insurer and does not currently issue, underwrite, bind, sell or approve insurance policies.

Indicative information

Displayed premiums and benefits are estimates unless explicitly identified as a current insurer offer. The insurer’s proposal, underwriting decision, policy schedule and wording control.

User responsibilities

You must provide accurate information, use the service lawfully, protect account credentials and review the insurer’s documents before proceeding.

Accounts

You are responsible for account activity. We may restrict access where necessary to protect users, investigate abuse or comply with law. Account recovery requires identity checks.

Referrals and third parties

Continuing to an insurer subjects you to that insurer’s terms and privacy policy. Khaacho is not responsible for underwriting, payment processing, issuance or claims decisions performed by third parties.

Intellectual property

Khaacho’s original interface and content may not be copied or misrepresented. Insurer names and marks belong to their respective owners and require permission for commercial use.

Liability

To the extent permitted by applicable law, Khaacho is not liable for decisions based solely on indicative information or for third-party acts. Nothing here excludes rights that cannot legally be excluded.

Changes and contact

Changes will be dated on this page. Questions or complaints may be sent through the Contact page.